Mortgage Checklist
The following are items you will need to provide 3 days after submitting your loan application if you intend to proceed:
INCOME VERIFICATION
- Pay Stubs – copy of most recent 30-day period
- Federal Tax Returns
- past two years including W-2s, K-1s, etc.
- include business federal tax returns if self-employed
- Child/Alimony
- court order & printout of 12 months of payments
- Award letters for Social Security and 1099s for disability income
ADDITIONAL INFORMATION
- Copy of Driver’s License or State/Government ID & Permanent Resident Card (if applicable)
- Divorce Decree, if applicable
ASSETS
- Bank Statements – copies of all accounts for the last two months (all pages)
- Retirement Accounts – copies for the past two months (all pages) & Terms of withdraw
- Investments Statements – copies for the past two months (all pages)
IF YOU ARE PURCHASING A HOME
- Purchase agreement with legal property description signed by all parties
- If you are currently renting, provide a rental history to include landlords’ names and phone numbers
IF YOU ARE REFINANCING
- Copy of original HUD & Note
- Copy of current mortgage statement
- Copy of HOA/Condo fee (if applicable)
- Copy of Hazard (Homeowner’s) Insurance or Agent’s name and phone number
